The rising interest rate environment of the first half of 2023 have many fearful recession is on the horizon, but, simultaneously, there are some indicators that inflation is beginning to subside. Curt Long, Chief Economist [...]
Providing fair access to credit in consumer lending is at the forefront of all financial institutions today — and tech is here to make that possible. Through fintech partnerships, AI and automation, institutions are able to [...]
Around 90 percent of a loan lifecycle and engagement happens in the world of servicing, but no one really talks about it. From getting approved to taking a loan through the final stage of closing [...]
From his position as Product Manager at Umpqua Bank, Ben Vega joins us to shed some light on the challenges and benefits of cross-pollinating data and technology, tailoring services to meet unique needs, exploring alternative [...]
After being robbed three times in two weeks as a teller, David Reiling took quite the interest in bank security. Now serving as the Chief Executive Officer, FinTech Leader, B Corp Advisor and Board Chair [...]
Credit scores determine where people live, where their kids go to school, what they drive and even where they work. Couple that with the fact that nearly half of minority households can not cover an [...]
Volatility management is a component of banking that should always be on management’s radar, especially after recent bank collapses. David Sayers, Chief Financial Officer at Maine Savings, believes by prioritizing internal and external continuous [...]
Banking has been hit with a whirlwind of technologies in recent years. With growing tech stacks that only continue to increase in complexity, it’s important to pick and choose which tech offers the best [...]
Technology is revolutionizing the world. With continuous iterations of tools and processes, people juggle between implementing with careful consideration and jumping head-first into large-scale digital transformation projects. How can banks pragmatically embrace these digital advancements [...]
Following recent bank failures, there has been a shift in the nature of risks in the banking world — the federal government playing a significant role in stabilizing. These experiences have highlighted the dynamic nature of [...]
Indirect auto lending has been on a wild ride in recent years. The pandemic and recession worry resulted in ups and downs in all aspects of car loans - from demand, prices, and employee and [...]
Last June, the Federal Trade Commission proposed a new rule regarding consumer protections. This rule would greatly affect auto dealers, placing greater restrictions and imposing new duties. This week, we sat down with Paul Metrey, [...]
Vantage West, a $2.7B credit union based in Tucson, Arizona, knew that both member preferences and changing economic conditions required a shift in its fintech partnership strategy. Consumers wanted a more seamless digital banking [...]
Consumer credit is a hot topic. With new credit products like Buy Now Pay Later (BNPL) hitting the market and the always-evolving impacts of credit reporting, banks need to expertly hone their underwriting to strike [...]
Fraud is on the rise — bad news for banks and customers alike. In today’s digital world, criminals have more tools at their disposal than ever before. And financial institutions, government and consumers all have [...]
