The term embedded finance gets thrown around a lot. But what does it really mean? A simple definition might look something like this: the opportunity to integrate financial products and services right into the customer [...]
Just maybe we are at the tipping point where, suddenly, credit union - credit union mergers become commonplace and also just maybe so will credit union - bank mergers. That’s the take-away I have [...]
The 2022 Credit Union Diversity Self-Assessment Results Report is now available. In 2022, 481, or 10% of all credit unions, submitted a self-assessment. The figure represents an all-time high for submissions to the NCUA. Of [...]
As stated in section 203 of the March 1990 Investment Securities Comptroller’s Handbook, an investment account should contain some securities that may be quickly converted into cash by immediate sale or by bonds maturing. [...]
The Federal Open Market Committee (FOMC) concluded its two-day meeting yesterday, where the committee maintained the target range for the federal funds rate between 5.25 to 5.5 percent for the third time. The [...]
Top organizations nationally seek highly effective chief executive officers (CEOs) who do these five things. 1. Challenge the status quo CEOs are responsible for more than just maintaining the success of an organization — they must [...]
Both the House and Senate have passed the 2024 National Defense Authorization Act (NDAA) and it is on its way to the President’s Desk. We are happy to report there was no troublesome language [...]
CUInsight Publisher & CEO Lauren Culp is joined by John Janclaes, President, Nymbus and Taylor Nelms, Senior Director, Market Insights & Advisory Services, Filene Research Institute for a quick interview with just 3 questions about [...]
The idea of banning cryptocurrency carries an allure for a wide, varied audience. Some on the paranoid right have suggested that the U.S. government will eventually ban Bitcoin and other cryptocurrency because they represent [...]
It’s never too early When it comes to learning good money management tips; it is truly never too early to get started. In fact, learning how to save and spend wisely when you are [...]
“Simplicity is the ultimate sophistication.” — Leonardo da Vinci It’s easy to fall into the “complexity trap.” We think if something is complex, it must work well. The more complex the idea, the better it [...]
Credit unions, like any other financial institution, are not immune to malicious cyber threats. These threats continue to evolve, putting sensitive member information and transactions at risk. As such, credit unions must remain vigilant and [...]
Financial inclusion matters, but financial resilience matters even more. We hear the testimonials over and over again about credit unions changing lives, and the People Helping People credit union philosophy. Especially for many smaller credit [...]
The holiday season is upon us and many of us are getting into the holiday spirit by making plans with family, putting up decorations, and choosing our favorite recipes. I get into the holiday spirit [...]
As members of CUNA and NAFCU last month approved the merger of the two organizations to form America’s Credit Unions, the associations have released the 2024 event lineup. All credit union members can attend [...]
