The Great Resignation—the name given to the enormous wave of workers quitting their jobs over the past three years—is still going. Don’t let the lack of media attention around the topic convince [...]
Change is constant. It’s important to understand that your members’ needs may always be changing as they enter new stages of their lives. It’s even more important that you continuously evolve and change [...]
What can credit unions do to best manage a rising rate environment like the one we’re experiencing now? Two good steps are innovating and honing collections processes. Plan to Innovate as Rates Rise “We’[...]
Credit unions have struggled to manage excess liquidity for the past couple of years. The pandemic forced them to grow their investment portfolios at near-zero rates as deposits ballooned and loan growth was tepid. Now [...]
Performance evaluations are one of the most dreaded practices in any organization. Employees fear them because they don’t know what to expect, and managers often avoid them because they feel ill-prepared. Evaluations take time, [...]
There’s a magic milestone for financial institutions in the United States—an asset mark that has loomed large since Dodd-Frank was signed into law in 2010. That mark is $10 billion, and once a [...]
For many years, we’ve written about our belief that the global economy is akin to a living organism that progressively adapts to its changing environment. In that regard, Darwin’s theories are as important [...]
Asset/liability committee meetings are an opportunity to create compelling collaborations that are interesting, relevant, and result in better member value and better asset/liability management—plus put a check in the compliance box. If [...]
Every employee wants to feel valued, respected and that they have a voice. The different perspectives that people bring to a project and the innovative ideas from those diverse perspectives are invaluable. When people feel [...]
The Military Lending Act, first enacted in 2006 and amended in 2015, provides financial protections for active duty servicemembers and their eligible dependents. MLA caps interest rates on consumer loans to 36% (the military APR [...]
The richest tapestries are made from many different colors of thread. There are more of some colors than others. The weaving process brings them all together to create a strong, beautiful fabric. The credit union [...]
Since early 2022, Integris Credit Union has been partnering with CKPG, the only broadcast station in the area, to produce “Money Matters” segments that are part of the station's CKPG Today programming. Such key topics [...]
In July, the U.S. Bureau of Labor Statistics reported that the Consumer Price Index—a measure of the average change over time in the prices paid by urban consumers for goods and services—increased [...]
There’s nothing better than feeling good inside and out. When we do, we are energized, strong and motivated. We get stuff done, and we feel proud of our accomplishments at the end of the [...]
The leaders of most organizations that I’ve worked with in my career don’t really know what they need from their talent. They might know what tasks need to be accomplished to keep the [...]
